Nigeria's rental market is unfortunately rife with fraud, costing unsuspecting tenants hundreds of millions of naira annually. From fake listings to ghost apartments, scammers are becoming increasingly sophisticated. This guide will show you exactly how to protect yourself.

COMMON TYPES OF RENTAL SCAMS

Fake Listings: Scammers copy photos from legitimate property websites and post them at unrealistically low prices to attract desperate tenants. Once interest is shown, they demand an 'inspection fee' or 'advance deposit' before any viewing.

Ghost Properties: The landlord or agent takes you on a tour of a property they don't actually own or have the right to rent. After collecting caution fees and the first year's rent, they disappear.

Double Tenanting: An unscrupulous agent or landlord collects deposits from multiple tenants for the same property. You arrive on move-in day to find someone else already there.

HOW TO PROTECT YOURSELF

1. Never pay before an inspection. This is the number one rule. Any legitimate landlord will allow you to inspect the property before paying any money.

2. Verify ownership. Request the property title document (C of O or Deed of Assignment) and cross-reference the owner's name with their ID.

3. Use verified platforms. Platforms like EasyScout verify landlord identity before listing. Look for the EasyScout Verified badge on listings.

4. Pay through traceable means. Never pay rent in cash. Always use bank transfer with a clear narration and collect a signed receipt.

5. Use a lawyer. For any tenancy agreement above ₦500,000/year, it's worth the relatively small cost of having a property lawyer review the contract.

6. Trust your instincts. If the price seems too good to be true, it almost certainly is. Compare rental prices in the area before proceeding.

If you suspect you've been scammed, report immediately to the EFCC (Economic and Financial Crimes Commission) and your bank to attempt a reversal of any transfers.