Banking that keeps pace with your life.
Accounts, cards, savings and loans in one secure app. Open in minutes, bank from anywhere, and get help from real people any hour.
Everything you bank with, in one place.
Pick a product, or combine them. Every account comes with a free virtual card, instant transfers and 24/7 support.
Current account
No monthly fee on balances above $1,500. Instant transfers, bill payments and a free card.
ExploreSavings and fixed deposits
Lock a rate for 30 to 365 days, or save flexibly and withdraw whenever you need.
ExploreDebit and credit cards
Domestic and global cards that work online, in store and abroad, with instant freeze controls.
ExploreTransfers abroad
Send to over 40 countries at transparent rates, with tracking at every step.
ExploreSee every dollar, clearly.
Spending categories, bill reminders and savings goals update in real time, so you always know where you stand.
Explore accountsWhy people switch to Staning.
No surprise fees
No overdraft fees, no minimum balance on checking, and free transfers between your Staning accounts.
Rates that reward you
High-yield savings and CDs priced to beat the national average, with no gimmicks.
Help from real people
Chat, call or visit. A person picks up in minutes, any hour of the day.
Real bankers, ready to help.
Talk to a person in a branch, on the phone or in chat. Our advisors know your name, your goals and your neighbourhood.
Open an account in three steps.
No queues and no paperwork. All you need is your phone and a valid ID.
Tell us about you
Enter your phone number and Social Security number. We verify them instantly.
Confirm it is you
Take a quick selfie and snap your ID. Most checks finish in minutes.
Start banking
Your account number and virtual card appear straight away. Fund it and go.
See what a loan could cost.
Slide to your amount and term. The estimate updates as you move.
Illustrative estimate only. Actual rates depend on your profile and approval.
Find a home. Finance it with confidence.
Fixed and adjustable mortgages, refinancing and home equity lines, with a dedicated loan officer from application to closing.
| Product | Rate (APR) |
|---|---|
| 30-year fixed | 6.25% |
| 15-year fixed | 5.50% |
| 7/1 adjustable | 5.90% |
| Home equity line | 7.40% |
Sample rates for demonstration. Not an offer of credit.
Credit cards for how you live.
Choose rewards, travel perks or a fresh start. Apply in minutes with no impact on your score to check eligibility.
Everyday Cash
2% back on every purchase and no annual fee.
Travel Rewards
3x points on travel and dining, with no foreign transaction fees.
Secured Builder
Build credit with a refundable deposit and monthly reporting.
Your money is protected, around the clock.
Layers of security work quietly in the background, so you can bank with confidence.
Talk to our security teamBiometric login
Face or fingerprint access on every supported phone.
Instant card freeze
Lock a lost card in one tap and unlock it just as fast.
Scam alerts
We flag unusual payees and warn you before money leaves.
Deposit protection
FDIC insurance statement goes here. Add your official wording.
What customers say.
Sample testimonials for the demo.
I moved my salary over in a morning. Pockets mean my rent is never touched by mistake.
Paying suppliers used to take a day of calls. Now it is two taps from my phone.
When I lost my card at midnight, support froze it in under a minute.
Money know-how.
Short guides from our financial coaches.
Bank anywhere with the Staning app.
Deposit checks with your camera, send money, freeze cards and chat with us, all from your phone.
Find a branch or ATM
55,000+ fee-free ATMs nationwide.
Questions, answered.
How long does it take to open an account?
Most people finish in about five minutes. Verification is usually instant, and you can fund the account straight away.
What do I need to sign up?
A valid phone number, your Social Security number and a government-issued ID. Businesses also need their registration documents.
Are there monthly fees?
Standard current accounts carry no monthly fee when you keep the minimum balance. See the full tariff in Rates and fees.
Can I use my card abroad?
Yes. Enable international use in the app and set a spending limit that suits you.
How do I report a suspicious transaction?
Freeze your card in the app, then contact us any hour through chat or phone. We will investigate right away.